Valuation Methods of Collateral Mortgage Obligations Dissertation

Valuation Methods of Collateral Mortgage Obligations - Dissertation Example ? â â â â â â â â â â â â â â â â â â â â â â   â â â â â â â â â â â â â â â â â â â â â â â â â â â â  â â __________________ Jeremy Moreland, PhD Dateâ â â Dean, School of Advanced Studies University of Phoenix Abstract Begin Dedication Begin Acknowledgments Begin Table of Contents COLLATERALIZED MORTGAGE OBLIGATION VALUATION METHODS I COLLATERALIZED MORTGAGE OBLIGATION VALUATION METHODS iii Abstract iv Dedication v Acknowledgments vi Table of Contents vii List of Tables x List of Figures xi Chapter 1: Introduction 1 Background of the Problem 2 Statement of the Problem 3 Purpose of the Study 5 Significance of the Problem 6 Nature of the Study 8 Research Questions 10 Hypotheses 10 Theoretical Framework 11 Definition of Terms 14 Assumptions 14 Scope, Limitations, and Delimitations 15 Summary 15 Chapter 2: Review of the Literature 18 Historical Overview 18 Literature Review 27 Securitization and the Mortgage Market 31 The Evolution of Financial Exploitation 32 From the Margins of the City to the Core of Global Finance 33 Balanced Discussions and Alternative Viewpoints 34 Identified Research Gaps 35 Conclusion 38 Summary 40 Chapter 3: Method 1 Research Method and Design Appropriateness 1 Population, Sampling, and Data Collection Procedures and Rationale 4 Informed Consent, Confidentiality, and Geographic Location 5 Data Collection 5 Appropriateness, and Reliability and Validity of the Instruments 6 Internal Validity and External Validity 8 Data Analysis 8 Hypotheses 11 Description of Questionnaire Formulation 11 Findings of the Research (CMO Valuation Model) 13 Summary 13 14 References 14 Appendix A: Title 21 List of Tables List of Figures Chapter 1: Introduction The proposed quantitative illustrative research study includes the different valuation systems of prepayment speeds inside collateralized contract commitment (CMO) tranches. The examination includes breaking down how the pervasive valu ation techniques are helpful in current complex financial situations. The goal of the proposed examination is principally to look at the relevance of different strategies for valuation for evaluating the CMOs in order to decide their legitimacy in the present financial conditions. Collateralized contract commitments are subordinate obligation instruments that can be appropriately characterized as the case that emerges out of incomes from huge pools of home loans. The upsides of the CMO structure is that once contract holders get head and intrigue, the head and intrigue is disseminated to tranches. The chief sum, the coupon rate, the prepayment chance, and the development date vary among the tranches (Economy Watch, n. d.). Collateralized m

Legal, Safety and Regulatory Requirements Essay

This paper looks at the effect of lawful, wellbeing and the administrative prerequisites of the HR improvement in an association. This viewpoints take a gander at the privileges of the representative and the business and how they are made sure about. This HR procedure influences the legal, prosperity, and overseeing rules inside a business while the benefits of those businesses and laborers are ensured by the U. S. Division of Labor, Equal Employment Opportunity Commission, Americans with Disabilities Act of 1990, and the Department of Homeland Security. The representative related guidelines are to watch the benefits of an organization and laborer. The U. S. Branch of Labor gives association a brilliant compelling setting and lessens work proportions by offering advancement inside the association. The HR territories need to focus on having current standards and rules for compensations and times worked. What's more, HR the board needs to ensure all staff whether United States occupants or non-United States aware of any material may conceivably be connected (United States Department of Labor, 2011). As indicated by the Americans with Disabilities Act of 1990 states it is unlawful to separate a fit individual with an inability. The law states it is precluded to respond against a person since the individual whined about treachery, recorded a charge of separation, or partake in segregation grumbling. It expects that businesses decently give the known physical or mental limitations of an in any case proficient individual with a handicap who is a candidate or representative, except if doing so would drive an undue trouble on the procedure of the employer’s business. The representatives of Department of Homeland Security work tirelessly to save the prosperity and wellbeing of the United States. They work with districts, individuals, and nations to help them plan for and get through from crises. They assess many virtual security explanations, and parts of knowledge, proceeding with consistent correspondence with pros all through the nation to safeguard the United States most significant structures and assets. With the enactment of the Homeland Security Act of 2002, Department Homeland Security Secretary Tom Ridge made a responsibility that the new HR framework would be the aftereffect of an agreeable and far reaching process including chiefs, workers, work associations, and a far reaching gathering of members and experts from the Federal division and private association so as to convey the best methods feasible for the representatives of Homeland Security. The last rules oversee to the new HR for Department Homeland Security is proof to that responsibility The Equal Employment Opportunity Commission shields all representatives working inside a partnership against segregation with respect to age, handicap, sex, national beginning, shading or race. The HR association needs to remain in understanding by ensuring that all managers are incredibly fit to appropriately relate with representatives during the time spent employing, preparing, progressing, and excusing. This law is implemented by a government organization, the Equal Employment Opportunity Commission (EEOC). This law is spread out into three portions that comprise of e lewd behavior, governmental policy regarding minorities in society, and equivalent chance. These three unique portions impact the HR division, and the work procedure and this office must adhere to the law. These equivalent open door guidelines will ensure a representative is given an equivalent chance while presenting an application or resume for a situation at an association paying little heed to race, age, or sex. When seeing governmental policy regarding minorities in society this procedure permits an association to enlist people which fit in to a specific gathering of people. The lewd behavior process is placed into the workplace to ensure representatives the two ladies and men are made sure about under both government and state law, inappropriate behavior can be verbal, physical or both, this sort of badgering can't just influence an employee’s workplace, however more significantly that individual enthusiastic prosperity. Inappropriate behavior can cause a representative to feel awkward coming to work, keeps them from concentrating on their errands work, and they can take that passionate pressure home with them. The Title VII of the Civil Rights Act of 1964 law makes it unlawful to victimize any individual premise on race, shading, religion, national root, or sex. It likewise makes it unlawful to respond threatening to an individual in light of the fact that the individual fought about segregation, documented a charge of separation, or took part in a separation claim (â€Å"U. S. Equivalent Employment Opportunity Commission†, 2011). This law likewise expresses that chiefs sensibly give candidates’ and employees’ time to hold strict traditions, aside from if doing so would dispense a pointless weight on the owner’s association. This additionally goes for the government and business administrations, and work foundations, likewise need to recognize the law. Most of separation claims guarantee an infringement of this law. With respect to the explanation that, â€Å"Common sense and sympathy in the working environment has been supplanted by case. † I look into the definition and it expressed that Common sense is sound commonsense judgment got for a fact as opposed to contemplate. Also, empathy is compassion toward the enduring of others, frequently including a longing to help (Encarta 1999). Rules and techniques are set up to safeguard workers and managers. By and by, not all systems and rule are for each worker or manager. Each circumstance is extraordinary and must be approach in an unexpected way; no two individuals are the equivalent. A HR supervisor must have the option to take a gander at these various circumstances and settle on a decision that’s useful for the association representatives. Settling on the correct choices shield the association from claims. The pain of upsetting representatives or conceivable ligation has made HR divisions plot rules and methods.

5 Ways You Can Train Your Creative Mind - Focus

5 Ways You Can Train Your Creative Mind - Focus Flexing your creative muscles is an asset in any career â€" it doesn’t matter if you work in a traditionally creative field or not. We tend to think of creativity as an artistic trait, but really, it’s about having a flexible mind that can make associations beyond everyday logic and thought patterns. Luckily, this is something we can train ourselves to be better at. Whether you’re a problem solver, a brainstormer, a maker, an analyst, or some combination of them, embracing and nurturing your creative mind will make you more successful in the long run. It can just take a little experimentation to work out which creative strategies work best for you Here are a few methods to mix it up and boost your creativity at work, based on science, with a dash of personal experience: 1. Experiment with Your Environment There are a few things to experiment with when it comes to your working environment: lighting, noise, and just plain moving around. Experimenting with these things depends largely on your job and situation, but even small adjustments can make a big difference. Change  up your lighting Dim lighting has been shown to spark creativity, so if you work from home, try pulling the curtains, and if you’re in an office, find a cavelike, dark meeting room. Alternatively, nature has also been found to boost productivity, so if you prefer a light working environment, try getting a plant to hang out on your desk. Boost your creativity with mind mapping! Sign up for MindMeister Its free! Sign up for MindMeister Try out music Sound and music are great areas to experiment with to see if changing it up will knock something loose in your head, especially if you’re trying to get those creative juices flowing. For productive work, its claimed that silence is best.  If your office is loud and open-plan, get some noise-cancelling headphones to drown out the noise. For creative work, ambient noise, like that in a cafe, helps to loosen our minds. Some people like to listen to music (I personally go for instrumental post-rock, like Explosions in the Sky). Wear the headphones, but don’t play any music. Deafening silence + co-workers are less likely to interrupt you! Adjust your desk I try to mix things up throughout the day, so I’m not just sitting at my desk for hours at a time.   Standing can be refreshing and has been found to increase your ability to come up with new ideas â€" if you can hack together a standing desk, try to stand for an hour or two a day.  Many offices also have couches, and it’s great to lounge with your laptop on the couch in the afternoon, especially when needing to do creative work.   2. Take Regular Walks A famous study at Stanford found that walking improves creativity both during and after the walk  when compared to sitting. They found, to their surprise, that it didn’t matter whether people were outdoors or on a treadmill. Just the act of walking, anywhere, strongly improved divergent thinking, also known as brainstorming. However, in the study, walking did not have a positive effect on focused thinking, where there’s only one correct solution. Essentially, there are multiple steps in the process of creativity, and walking helps in the beginning of the process with the divergent, ideation stage, rather than the convergent, insightful stage. While the study found no preference between indoor versus outdoor walking, personally, I go the nature route, or as close as I can get. Most cities have parks or parklets, even in the center, and there’s nothing more refreshing than lying in the grass on a sunny day, thinking through a work idea or problem. With most of our working days spent engrossed online, nature is becoming more and more of an oasis, for some fresh air and a bit of creative thinking. 3. Create Limitations For me, my creativity usually surfaces in my resourcefulness: I find it hard to be “creative on command,” but give me a problem and I’ll MacGyver a solution out of the resources we have on hand. The restrictions inherent in the problem present a roadblock, and I will always find a way underneath that roadblock. When faced with a blank page and endless options, though? I freeze. I suddenly have not a thought in my mind. And I’m not the only one. The solution? Add limits and restrictions. When we know the restrictions of the space we are working in, we are free to push up against them, to buck tradition, to force and mold the limits to our will. As a writer, I’ve learned this over and over, but most obviously in poetry classes, where we’d have to write poems in specific styles. On the surface, it seems dumb â€" like, who wants to write a sonnet in the 21st century, am I right? But, I found that the more restrictions imposed on my process, the more creative I was forced to be, and my best work always came out of strange and highly specific projects. In our careers, were often faced with a broad task and a “go for it” with little to no guidance. These are exciting moments, as we can use them to push ourselves  and to prove ourselves, but the “blank slate” effect can be intimidating, and it can be hard to know where to start. In these cases, try adding arbitrary restrictions to your task, sonnet-style. Create an environment that’s so restrictive, you have to be creative. It’ll happen slowly, and then all at once, and when you have momentum, you can remove your restrictions and finalize the work. [ictt-tweet-inline via=mindmeister]Create an environment that’s so restrictive, you have to be creative.[/ictt-tweet-inline] 4. Start a Creative Side Project Sometimes we’re not in a position to experiment at work, for any number of reasons. In this case, I strongly recommend starting a side project that lets you play with your creative energy. A few years ago, I was in between jobs and feeling a bit stuck. It felt like there was very little in my life that I could control, that my career depended on the whims of strangers. So, I did something about it. I started a music newsletter, Songs to Dance to. Each week I pick 10 dance songs and write about them. Two years later, the original newsletter is going strong, and we recently expanded to full blog coverage of the underground electronic scene. I’ve spent a lot of time on this project, for free, because it fuels me. Music is one of the hardest things to write about, so every time I sit down to explain why a song or artist moves me, it pushes me to flex my creative muscles, spurring growth that I see daily in my career as a writer. Finding creativity in confidence An added benefit of a side project that I don’t see mentioned often is the confidence boost. Putting yourself out in the world is scary, but it’s easier than you’d think, and nothing brightens up my day more than getting positive feedback on work that I put my heart and soul into. It doesn’t matter if it’s one of my best friends, saying that they have a collection of drawings they make every week while they listen to the latest S2D2, or a fellow music nerd from halfway around the world emailing me to say they’re playing the music I find in their DJ sets.  Receiving these messages reminds me why I do this, what the work is for, why it’s worth it.   The best thing about creative side projects is that you hold all of the power. You don’t need permission from anyone, you just pick an idea and you go for it. You make the decisions, you make the sacrifices, it’s your baby. I’ve found that having a project out there in the world has empowered me to act boldly and creatively in other aspects of my life. 5. See the World Studies have shown that travel boosts creativity, which makes sense  because you are opening your imagination to landscapes, ideas, and cultures that are unfamiliar. Just the culture shock alone can be jarring enough to kick that creative gear into overdrive. If you have the means to travel abroad, do it as much as possible. But, I know that traveling abroad is a privilege that many can’t afford. And I think many people jump to exploring foreign countries without exploring their own backyard first. There are many ways to see the world, and you don’t have to go far at all. Get out in nature, take day trips to local sights (especially the secret ones), go to new restaurants and different parts of town, leave your comfort zone. Join clubs and meetups, volunteer, give back to your community however you can, find your niche, and keep exploring. Talk to strangers, meet people who are wildly different from you, bond with them, laugh with them, and listen to them. Wherever you live, there is so much to explore, and you never know what will spark the next great idea. There are lots of studies about our environments and creativity, and most of them imply that their study holds the only solution. But the great thing about the human brain is that everyone is different. When experimenting, listen to yourself. Trust your instincts. What works for a lot of people may not work for you, and that’s OK. The key to creativity is to explore new ideas to see what works for you.  Nothing in our creative lives is one size fits all. Do you have any ideas for sparking creativity at work? Wed love to  hear them in the comments! Spark your creativity with mind mapping Sign up for MindMeister Its free! Sign up for MindMeister 5 Ways You Can Train Your Creative Mind - Focus Flexing your creative muscles is an asset in any career â€" it doesn’t matter if you work in a traditionally creative field or not. We tend to think of creativity as an artistic trait, but really, it’s about having a flexible mind that can make associations beyond everyday logic and thought patterns. Luckily, this is something we can train ourselves to be better at. Whether you’re a problem solver, a brainstormer, a maker, an analyst, or some combination of them, embracing and nurturing your creative mind will make you more successful in the long run. It can just take a little experimentation to work out which creative strategies work best for you Here are a few methods to mix it up and boost your creativity at work, based on science, with a dash of personal experience: 1. Experiment with Your Environment There are a few things to experiment with when it comes to your working environment: lighting, noise, and just plain moving around. Experimenting with these things depends largely on your job and situation, but even small adjustments can make a big difference. Change  up your lighting Dim lighting has been shown to spark creativity, so if you work from home, try pulling the curtains, and if you’re in an office, find a cavelike, dark meeting room. Alternatively, nature has also been found to boost productivity, so if you prefer a light working environment, try getting a plant to hang out on your desk. Boost your creativity with mind mapping! Sign up for MindMeister Its free! Sign up for MindMeister Try out music Sound and music are great areas to experiment with to see if changing it up will knock something loose in your head, especially if you’re trying to get those creative juices flowing. For productive work, its claimed that silence is best.  If your office is loud and open-plan, get some noise-cancelling headphones to drown out the noise. For creative work, ambient noise, like that in a cafe, helps to loosen our minds. Some people like to listen to music (I personally go for instrumental post-rock, like Explosions in the Sky). Wear the headphones, but don’t play any music. Deafening silence + co-workers are less likely to interrupt you! Adjust your desk I try to mix things up throughout the day, so I’m not just sitting at my desk for hours at a time.   Standing can be refreshing and has been found to increase your ability to come up with new ideas â€" if you can hack together a standing desk, try to stand for an hour or two a day.  Many offices also have couches, and it’s great to lounge with your laptop on the couch in the afternoon, especially when needing to do creative work.   2. Take Regular Walks A famous study at Stanford found that walking improves creativity both during and after the walk  when compared to sitting. They found, to their surprise, that it didn’t matter whether people were outdoors or on a treadmill. Just the act of walking, anywhere, strongly improved divergent thinking, also known as brainstorming. However, in the study, walking did not have a positive effect on focused thinking, where there’s only one correct solution. Essentially, there are multiple steps in the process of creativity, and walking helps in the beginning of the process with the divergent, ideation stage, rather than the convergent, insightful stage. While the study found no preference between indoor versus outdoor walking, personally, I go the nature route, or as close as I can get. Most cities have parks or parklets, even in the center, and there’s nothing more refreshing than lying in the grass on a sunny day, thinking through a work idea or problem. With most of our working days spent engrossed online, nature is becoming more and more of an oasis, for some fresh air and a bit of creative thinking. 3. Create Limitations For me, my creativity usually surfaces in my resourcefulness: I find it hard to be “creative on command,” but give me a problem and I’ll MacGyver a solution out of the resources we have on hand. The restrictions inherent in the problem present a roadblock, and I will always find a way underneath that roadblock. When faced with a blank page and endless options, though? I freeze. I suddenly have not a thought in my mind. And I’m not the only one. The solution? Add limits and restrictions. When we know the restrictions of the space we are working in, we are free to push up against them, to buck tradition, to force and mold the limits to our will. As a writer, I’ve learned this over and over, but most obviously in poetry classes, where we’d have to write poems in specific styles. On the surface, it seems dumb â€" like, who wants to write a sonnet in the 21st century, am I right? But, I found that the more restrictions imposed on my process, the more creative I was forced to be, and my best work always came out of strange and highly specific projects. In our careers, were often faced with a broad task and a “go for it” with little to no guidance. These are exciting moments, as we can use them to push ourselves  and to prove ourselves, but the “blank slate” effect can be intimidating, and it can be hard to know where to start. In these cases, try adding arbitrary restrictions to your task, sonnet-style. Create an environment that’s so restrictive, you have to be creative. It’ll happen slowly, and then all at once, and when you have momentum, you can remove your restrictions and finalize the work. [ictt-tweet-inline via=mindmeister]Create an environment that’s so restrictive, you have to be creative.[/ictt-tweet-inline] 4. Start a Creative Side Project Sometimes we’re not in a position to experiment at work, for any number of reasons. In this case, I strongly recommend starting a side project that lets you play with your creative energy. A few years ago, I was in between jobs and feeling a bit stuck. It felt like there was very little in my life that I could control, that my career depended on the whims of strangers. So, I did something about it. I started a music newsletter, Songs to Dance to. Each week I pick 10 dance songs and write about them. Two years later, the original newsletter is going strong, and we recently expanded to full blog coverage of the underground electronic scene. I’ve spent a lot of time on this project, for free, because it fuels me. Music is one of the hardest things to write about, so every time I sit down to explain why a song or artist moves me, it pushes me to flex my creative muscles, spurring growth that I see daily in my career as a writer. Finding creativity in confidence An added benefit of a side project that I don’t see mentioned often is the confidence boost. Putting yourself out in the world is scary, but it’s easier than you’d think, and nothing brightens up my day more than getting positive feedback on work that I put my heart and soul into. It doesn’t matter if it’s one of my best friends, saying that they have a collection of drawings they make every week while they listen to the latest S2D2, or a fellow music nerd from halfway around the world emailing me to say they’re playing the music I find in their DJ sets.  Receiving these messages reminds me why I do this, what the work is for, why it’s worth it.   The best thing about creative side projects is that you hold all of the power. You don’t need permission from anyone, you just pick an idea and you go for it. You make the decisions, you make the sacrifices, it’s your baby. I’ve found that having a project out there in the world has empowered me to act boldly and creatively in other aspects of my life. 5. See the World Studies have shown that travel boosts creativity, which makes sense  because you are opening your imagination to landscapes, ideas, and cultures that are unfamiliar. Just the culture shock alone can be jarring enough to kick that creative gear into overdrive. If you have the means to travel abroad, do it as much as possible. But, I know that traveling abroad is a privilege that many can’t afford. And I think many people jump to exploring foreign countries without exploring their own backyard first. There are many ways to see the world, and you don’t have to go far at all. Get out in nature, take day trips to local sights (especially the secret ones), go to new restaurants and different parts of town, leave your comfort zone. Join clubs and meetups, volunteer, give back to your community however you can, find your niche, and keep exploring. Talk to strangers, meet people who are wildly different from you, bond with them, laugh with them, and listen to them. Wherever you live, there is so much to explore, and you never know what will spark the next great idea. There are lots of studies about our environments and creativity, and most of them imply that their study holds the only solution. But the great thing about the human brain is that everyone is different. When experimenting, listen to yourself. Trust your instincts. What works for a lot of people may not work for you, and that’s OK. The key to creativity is to explore new ideas to see what works for you.  Nothing in our creative lives is one size fits all. Do you have any ideas for sparking creativity at work? Wed love to  hear them in the comments! Spark your creativity with mind mapping Sign up for MindMeister Its free! Sign up for MindMeister

The Complete Persepolis By Marjane Satrapi Essay - 2019 Words

Throughout the Iranian Revolution, many events and changes took place that largely affected the views of Iranians by other nations. The graphic novel, The Complete Persepolis, written by Marjane Satrapi (Satrapi, 2003), conveys many of these events and changes through the eyes of a child growing up in the 1980s in Iran. Satrapi’s main purpose for this book is to describe how the Iranian government was corrupt, causing foreign nations to have a tainted view of all Iranian citizens. The Complete Persepolis does so by presenting major events and changes in a manner that is directed towards audiences that are willing to have an open mind about ethnicity and false stereotypes, and an audience that is young and can relate to the â€Å"coming of age† aspect of this novel. By exhibiting a credible first hand account of how Satrapi and many others were affected by the events that took place during the Iranian Revolution, The Complete Persepolis can effectively persuade a reader to eliminate the â€Å"Islamic extremist† stereotype that the corrupt Islamic Republic gave all Iranian citizens. To begin, a few key events that caused the Iranian Revolution must be known to understand the politics and major changes that Satrapi grew up with in Tehran. The Iranian Revolution began on February eleventh, 1979 when the Shah, Mohammed Reza Pahlavi was succeeded by the Islamic Republic. This took place partly due to an event that occurred about a year earlier; on January ninth, 1978 in the city of Qum,Show MoreRelatedThe Complete Persepolis By Marjane Satrapi2268 Words   |  10 Pages Review of Literature While I will pull from other sources, the main focus of this paper will be The Complete Persepolis by Marjane Satrapi. Throughout this graphic novel, Satrapi tells her life story and what it was like growing up in Iran. In the opening illustrations, she describes her childhood and her transition from a secular school to one that was religious and separated by gender. At this time it had become law for a woman to wear the veil, or head scarf when in public. Iran transitionedRead MoreThe Complete Persepolis By Marjane Satrapi1552 Words   |  7 PagesThroughout The Complete Persepolis by Marjane Satrapi the idea of inequality is introduced through several examples. Marjane Satrapi uses the title to comment on inequality in all aspects of Marjane’s life, including gender, religious, economic, and racial status. Although there are several forms of inequality that the title attempts to highlight within the story, it focuses primarily on the issues of gender inequality by compa ring the issues that Marjane faces due to her gender and comparing itRead MoreThe Complete Persepolis By Marjane Satrapi903 Words   |  4 Pages In The Complete Persepolis by Marjane Satrapi, the genre choice of the graphic novel vividly portrays the life-experience that Satrapi herself gone through as a youth growing up in Iran back in the 1980s. Satrapi utilizes a unique drawing style to emphasize the influence that the Islamic Republic has brought to her. The recurring action of teachers implanting Islamic values in children throughout Marjane’s education in Iran is demonstrated through a set of related images, which implicitlyRead MoreThe Complete Persepolis By Marjane Satrapi1017 Words   |  5 PagesThis pepper identifies and analyses some of the highlights found in the culture narrative of a visual comic memoir titled â€Å"The Complete Persepolis† by Marjane Satrapi, and a culture storyline, â€Å"Code White† by Debra Anderson. Starting with â€Å"The Complete Persepolis† the book is about Satrapi’s experience as she transitions from a young woman into adulthood in Rasht, Ira n and Vienna, Australia during and after the Islamic and culture revolution between the periods of 1979-1995. The first publishedRead MoreThe Complete Persepolis By Marjane Satrapi1185 Words   |  5 PagesThere are certain countries that are ran through dictatorship, they abuse the power they have to the country. 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The book starts when Marji is 10 years old, which isRead MoreThe Complete Persepolis By Marjane Satrapi Essay2678 Words   |  11 PagesThe Complete Persepolis by Marjane Satrapi The Veil The reader is introduced to Marjane at 10 in Iran, 1980. She goes to school and wears a veil, just like everyone else. The women in Iran don’t want to wear a veil The new regime in Iran made it mandatory for women to wear a veil. They also segregated the schools between girls and boys Marjane says she wants to be a prophet The school thinks it’s weird that she wants to be a prophet, so they call her parents Even though she wants to be a prophetRead MoreThe Complete Persepolis Marjane Satrapi Analysis1072 Words   |  5 PagesIn her graphic novel â€Å"The Complete Persepolis,† Marjane Satrapi explores different identities and works through troubling hardships as she comes closer to who she truly is as an educated Iranian woman. Satrapi expresses the many trials and tribulations she endured while living in and out of Iran during parts of the Islamic Revolution, all whilst trying to find her identity as a child, teenager, and adult. Although she loses herself along the way, she always finds her true identity and self-worthRead MoreMarjane Satrapi s Story Of The Complete Persepolis Essay1022 Words   |  5 Pagesan unfriendly world. This is not a fictitious story. This is an actual event that happened to the author of The Complete Persepolis. Marjane Satrapi, the author of The Complete Persepolis, grew up during the 1979 Revolution. This event changed many people’s lives, e ither it was for the better or worse is hard to say. Nevertheless, it influenced Satrapi s whole life. In the book, Satrapi expresses her childhood memories through her eyes as a child. Her experiences and ancestry can be clearly shownRead MoreThe Complete Persepolis By Marjane Satrapi And I Am Nujood1495 Words   |  6 Pagesthe patriotism that the country gives. Having these ideals one can see that some Americans are even question their own culture, and are constantly changing it due to the surge of countercultures and trend setters. From the texts The Complete Persepolis by Marjane Satrapi and I Am Nujood by Nujood Ali one can observe how western culture has affected people who are not raised within Iranian and Yemini cultures, and it grants a glimpse into other cultures and their beliefs. Despite the culture shock in

Adolescence Peers Essay - 744 Words

Peers To most adolescents, how their peers see them can play an important role on their everyday lives. When I look back on my adolescent years, I can recall a lot of enjoyable times with my peers such as talking on telephone till I was tired, going to places like the mall, movies, and out to eat, or just plain hanging out. According to the book, peers are children or adolescents who are about the same age or maturity level. Peers can also provide a source of information about the world outside of the family. Especially being an only child, I probably would have been an antisocial and depressed person if it wasnt for my peers because I was able to express my feelings, thoughts, and problems with someone that relates to me and†¦show more content†¦Negative forms of conformity behavior can include stealing, using explicit language, cheating, and making fun of others. However, not all conformity is negative. Positive conformity may include being involved in extracurricular ac tivities, getting good grades, dressing like friends, and spending quality time with members of a clique. During my adolescent years, I dealt with a more positive conformity. I was in the magnet program and I was pressured into getting the good grades in class, and being involved in the extracurricular activities. The peers in my school that followed the negative conformity influence thought that they were being cool, but in my eyes, I think they were losers and that the things they were doing would not benefit them to be successful in the later years of their lives. Individual experiences in conforming to peer pressure do change over the course of adolescence. In elementary years, the child dealt more with parent conformity because they are in the stage in which they are close to the parents and they depend on them. When the child leaves elementary they go to middle school. In these years peers conformity increased. 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Hospital Marketing in North Shore University Hospital Free Essays

Being one of the foundations of the system of health care, New York’s North Shore University Hospital (NSUH) is identified for its 2,700 health specialists, approximately 730 beds facilitated by 10,500 nurses—the biggest in Long Island.   With a yearly operating budget amounting to roughly $4 billion, NSUH is the country’s third-largest, secular and non-profit hospital. With an interview with Theresa Howard, assistant for the hospital’s marketing department, she discussed how North Shore University Hospital came to be a competitive health care provider. We will write a custom essay sample on Hospital Marketing in North Shore University Hospital or any similar topic only for you Order Now Bautista: What was inside NSUH before in terms of marketing? Howard: NSUH functioned similar to an in-house provider, satisfied with satisfying interior requirements and conversing with the staffs, doctors and patients.   They didn’t put forth enough attempt to endorse their hospital, certain with idea of being unwavering.   They didn’t even have marketing memorandum that plays when clients or callers calls and when they are put into hold. Bautista: When did NSUH realized that they have to advertise? Howard: That’s when contenders become present and they discovered that the patients were not opening the doors like in previous years and realized that the revenues started to decline.   They never realized this till they understood the consequences.   Time changes and man chooses all the best for him.   They choose the best hospital that would offer the best services they could. Bautista: What were the primary steps they did upon seeing the problem? Howard: They automatically hired me and my partner Christine Malcolm to think strategies that will get back the sympathy of their clients and will boost the image of the hospital.   We didn’t do anything new; it’s just that it was new for NSUH.   We built a strong strategic program and development through financial models, convincing NSUH that they need to exert effort because NSUH was not doing well in terms of revenues.   NSUH has to cut its budget and risk for marketing. Then after convincing them, we hired Storandt Pann Margolis advertising agency and began to work with marketing planning, doing interviews, and developing the budget for the year 2003.   We made advertising campaigns including commercials wit televisions and radios, website and different kinds of strategies to catch attentions.   We even proposed to change the name of NSUH.   We also conducted our first mass-marketing campaign.   .   We also redesigned the website for guide consultations for physicians and also for additional ad campaigns.   We even include call centers and advertising agents. Bautista: After such effort you’ve done, what were the results? Howard: Finally, campaign was launched in October 2003, using the different kind of media.   They didn’t used actors in the ads, but instead, put up the actual interview with the doctors, staffs, nurses, researchers with regards to what they does to improve and deliver their quality service.   The result after several weeks, there’s an increase of volume in the referral line in the redesigned website.   From the fourth  top-mind surveys, NSUH went up to 3rd.   The have been also an increased of admission to 2-3 percent from the last year’s record.   This campaign had also returned profit which they have loss for the last years.   They got a profit of $6.5 M, which was truly a big improvement.   Revenues increased to 9 percent as a result of an effective marketing. This has shown the relevance of having marketing plans.   With the highly competitive time, we need to create strategic plans in order to establish a stable business.   Furthermore, having marketing plan doesn’t just strengthen the stability of a certain company, but instead, also benefits the consumers with regards to good the opportunities they’ll receive upon choosing one. References: Michele Howard, vice president for marketing department of NSUH University Medical Center. http://www.strategichealthcare.com/pubs/shcm/f2_MarketShare_print.php: August  11, 2007 How to cite Hospital Marketing in North Shore University Hospital, Essay examples

Hospital Marketing in North Shore University Hospital Free Essays

Being one of the foundations of the system of health care, New York’s North Shore University Hospital (NSUH) is identified for its 2,700 health specialists, approximately 730 beds facilitated by 10,500 nurses—the biggest in Long Island.   With a yearly operating budget amounting to roughly $4 billion, NSUH is the country’s third-largest, secular and non-profit hospital. With an interview with Theresa Howard, assistant for the hospital’s marketing department, she discussed how North Shore University Hospital came to be a competitive health care provider. We will write a custom essay sample on Hospital Marketing in North Shore University Hospital or any similar topic only for you Order Now Bautista: What was inside NSUH before in terms of marketing? Howard: NSUH functioned similar to an in-house provider, satisfied with satisfying interior requirements and conversing with the staffs, doctors and patients.   They didn’t put forth enough attempt to endorse their hospital, certain with idea of being unwavering.   They didn’t even have marketing memorandum that plays when clients or callers calls and when they are put into hold. Bautista: When did NSUH realized that they have to advertise? Howard: That’s when contenders become present and they discovered that the patients were not opening the doors like in previous years and realized that the revenues started to decline.   They never realized this till they understood the consequences.   Time changes and man chooses all the best for him.   They choose the best hospital that would offer the best services they could. Bautista: What were the primary steps they did upon seeing the problem? Howard: They automatically hired me and my partner Christine Malcolm to think strategies that will get back the sympathy of their clients and will boost the image of the hospital.   We didn’t do anything new; it’s just that it was new for NSUH.   We built a strong strategic program and development through financial models, convincing NSUH that they need to exert effort because NSUH was not doing well in terms of revenues.   NSUH has to cut its budget and risk for marketing. Then after convincing them, we hired Storandt Pann Margolis advertising agency and began to work with marketing planning, doing interviews, and developing the budget for the year 2003.   We made advertising campaigns including commercials wit televisions and radios, website and different kinds of strategies to catch attentions.   We even proposed to change the name of NSUH.   We also conducted our first mass-marketing campaign.   .   We also redesigned the website for guide consultations for physicians and also for additional ad campaigns.   We even include call centers and advertising agents. Bautista: After such effort you’ve done, what were the results? Howard: Finally, campaign was launched in October 2003, using the different kind of media.   They didn’t used actors in the ads, but instead, put up the actual interview with the doctors, staffs, nurses, researchers with regards to what they does to improve and deliver their quality service.   The result after several weeks, there’s an increase of volume in the referral line in the redesigned website.   From the fourth  top-mind surveys, NSUH went up to 3rd.   The have been also an increased of admission to 2-3 percent from the last year’s record.   This campaign had also returned profit which they have loss for the last years.   They got a profit of $6.5 M, which was truly a big improvement.   Revenues increased to 9 percent as a result of an effective marketing. This has shown the relevance of having marketing plans.   With the highly competitive time, we need to create strategic plans in order to establish a stable business.   Furthermore, having marketing plan doesn’t just strengthen the stability of a certain company, but instead, also benefits the consumers with regards to good the opportunities they’ll receive upon choosing one. References: Michele Howard, vice president for marketing department of NSUH University Medical Center. http://www.strategichealthcare.com/pubs/shcm/f2_MarketShare_print.php: August  11, 2007 How to cite Hospital Marketing in North Shore University Hospital, Essay examples

To Be or not to Be an Insurance Agent On the Peculiarities of the Liability

Abstract In the given paper, the threats that one is likely to encounter in the profession of an insurance agent are discussed. Because of the great responsibility that one takes when insuring something, the understanding of the liability in the given sphere is quite different from everything that one might experience in the other spheres. It cannot be doubted that only taking a specific approach to the peculiarities of the profession and the extraordinary cases when one has to take specific care of the problems in question.Advertising We will write a custom essay sample on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability specifically for you for only $16.05 $11/page Learn More Therefore, the aspect of being an insurance agent demands serious considerations. Because of the liability issues that the profession presupposes to tackle with, one can face considerable difficulties. Therefore, the aspects of insurance are to be consi dered carefully. Introduction: To Start from the Scratch Being an insurance agent involves considerable responsibility and the need to take account of every plausible effect that the given action might have on the customer and on his/her state of affairs. Considering both the profit of the client and the well-being of the company often leads to certain conflicts that must be solved, otherwise both parties are highly likely to loose. Therefore, the liability of an insurance agent is the prior thing to consider when it comes to speaking of the specifics of the profession. Identifying the Problem: Where the Shoe Pinches It is reasonable to mark that the profession of an insurance agent requires the skills to sell insurance and promote the services of the company for the probable clients to apply. However, historically, these were banks that owed the prerogative to sell insurance. This is where the constant struggle between the banks and the insurance agents in selling insurance stems f rom. It is highly important to mark that the concern for the right to sell insurance is mainly the concern for the client and his/her further profit. Therefore, the problem has been brewing for quite long until it finally began to resolve: â€Å"Thus, for example, U.S. banks complained for decades about being prohibited from selling insurance, because agents opposed to banks selling insurance influenced legislators and regulators† (Skipper 180). Fig. 1. Aflac.Advertising Looking for essay on law? Let's see if we can help you! Get your first paper with 15% OFF Learn More However, it can seem rather doubtful that banks are not able to provide the clients with the same amount of safety as the insurance agencies can. Indeed, banks with their settled and long-established system of work and the well-developed infrastructure might seem reliable enough to be trusted in. Yet it proves that the insurance agencies can provide a greater degree of safety for their clients, which means that insurance agencies have all reasons to be trusted in. Thus, the struggle between the two opponents has been long and painstaking, yet nothing has been resolved so far, which means that each time selling insurance agents have to face one and the same complicacy. Going into Details: On the Aspects of Liability It is beyond any possible doubt that the threat of losing the proper level of liability is rather topical for an insurance agent who is engaged in selling insurance. There is enough evidence that the banks did not cease their attempts to gain greater authority in the given sphere and are still eager to deprive insurance agencies of their business. Thus, the struggle between the two opponents is currently growing increasingly threatening. Therefore, the problem must be tackled; otherwise, sooner or later, the opponents will suffer great losses. At present, it is quite obvious that the opponents have to stop their debates. As Gustavson marked, â€Å"Insurance age nts and most insurers (to a lesser extent), however, are opposed to further bank expansion into the insurance business. The result has been much debate and small gains by the banks.† (94) Thus, it cannot be doubted that the presented problem requires thorough considerations. It is evident that, once forgotten, this issue might drag serious consequences and even crises of the financial state of banks and insurance agencies. Like any other sphere of business, insurance requires certain allocation of responsibilities to keep in pace with the progress. It is also worth noticing that the state acts on behalf of banks when it comes to the allocation of the responsibilities between banks and agencies. Thus, Fitch emphasizes: â€Å"In insurance sales, the law also preserves the authority of states to regulate insurance, but requires state insurance departments to treat bank-affiliated firms selling insurance on the same basis as other insurance agencies† (10). In other words, t his means that the state is not supposed to support even those insurance-selling agencies that are intertwined with the corresponding banks. Since the selling agent ahs to deal with five aspects of selling insurance, i.e. the prospect, the proposition, convictions, impulses and appeal (Strong 264), it is obvious that the system is rather well-established and any changes are highly undesirable.Advertising We will write a custom essay sample on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability specifically for you for only $16.05 $11/page Learn More Fig. 2. Managing the conflict of interests. Risk Management. Recommendations: Solving the Puzzle However, it must be marked that, like any other problem concerning the sphere of insurance and financing, this issue can be tackled with help of diplomatic approach and reasonable compromises. With help of these steps, one can expect positive results. Indeed, according to the calculation s of the most prominent economists and political scientists, if the banks and the insurance agencies consider the aspect of selling insurance as the issue that needs solution and work out the decision that would satisfy both parties, the financial and economical profit will become possible. However, it must be admitted that the steps that must be undertaken to solve this complicacy demand that the opponents would finally reconcile, which is important at present. One of the most obvious decisions that could be undertaken would be comple3te prohibition to sell insurance for one of the parties. It must be mentioned though that the attempts to deprive one of the opponents of the right to sell insurance have already occurred, yet the experience obtained during these crusades against the banks’ expansion did not end in the most desirable way. According to Skipper, the results of such actions ended up in an economical decay and further confusions. Based on reciprocity, which is a po litical, not an economical term, this would have no effect on the situation: Outcomes from reciprocity-based liberalization are uncertain, largely because reciprocity is a negotiation, not an economic, concept. Reciprocity-based liberalization potentially requires industry-specific and country-specific analyses. Such analyses call for a substantial bureaucratic structure and a great potential for conflict with an accompanying need for dispute resolution mechanisms. (70)Advertising Looking for essay on law? Let's see if we can help you! Get your first paper with 15% OFF Learn More This means that the solution of the conflict will involve the change in the state structure, which is quite complicated at the moment. Therefore, it would be more reasonable to resort to such means as the compromise between the opponents. With help of the reasonable steps taken, it would be possible to coordinate the actions of both the banks and the insurance agencies, thus helping both parties to benefit and not allowing them to create conflicting atmosphere. Fig. 3. Federal Reserve Bank of St. Lotus. Lotus Financial Stress Index. 2011. Conclusion: Avoiding the Pitfalls Thus, it can be considered that the problem of liability in the sphere of insurance takes one of the first places. It is peculiar that with several incautious steps one can destroy the impeccably working mechanism and turn the existing system of insurance liability into complete mess. Because of the constant struggle between banks and insurance selling agents, the entire system of insuring is under risk, which mus t be tackled. Therefore, the idea that some economists have already come up with seems the only possible and reasonable means to save the insurance system. With help of certain compromises and careful steps made to create the system of shared responsibility for the well-being of the client and selling insurance to the probable clients, one can restore the system and help it work efficiently. It cannot be doubted that such approach will inevitably lead to a lesser degree of competitiveness between banks and insurance agencies and decrease the strain between these opponents. Executive Summary One of the greatest concerns of the modern world of banking and insurance business, the aspect of selling insurance and the liability of the issue is on the agenda of the modern world. Since the problem involves both economical and political aspects, it becomes rather complicated issue to solve. It must be mentioned that the core problem underlying the issue is the unceasing struggle between bank s and insurance agencies for the right to perform the function of selling insurance to the clients. It is essential that certain solutions have already been introduced to make the problem vanish. Yet, unfortunately, what has been suggested already does not meet the goals of each of the opponents. It can be alleged that, once the recommended ideas are out into practice, the world could face another crisis, which is rather undesirable. In addition, it is required that both opponents could benefit from the solution. In addition, the situation has become ever more heated as the state started supporting only banks, leaving the separate agencies and even the affiliated agencies that are a part of banks, alone. Such attitude might result in considerable change for worse. At the moment, it is necessary that some ways to solve the situation could be found. One of the most effective easy to get rid of the complicacies is to achieve a reasonable compromise between the parties. However, it must be admitted that none of the opponents wishes to retreat. Therefore, it is necessary to convince both the banks and the insurance agencies that they should come to terms in the given aspect. Once the compromise has been achieved, it would be easier to allocate the responsibilities of each of the parties and achieve peaceful coexistence of the two systems. Reference List Aflac. â€Å"Aflac†. 2010. JPG file. Web. Federal Reserve Bank of St. Lotus. â€Å"Lotus Financial Stress Index†. 2011. JPG file. Web. Fitch, T. P. Career Opportunities in Banking, Finance, and Insurance.  New York, NY: Infobase Publishing, 2007. Print. Gustavson, S. G., Harrington, S. E. Insurance, Risk Management, and  Public Policy: Essays in Memory of Robert I. Mehr. Berlin, DE: Springer, 1994. Print. Risk Management. â€Å"Managing the Conflict of Interests.† GIF file. Web. Skipper, H. D., Know, J. W. Risk Management and Insurance: Perspectives  in a Global Economy. Hoboken, NJ: Wil ey-Blackwell, 2007. Print. Strong, E. K. The Psychology of Selling Insurance. New York, NY: Harper. 1992. Print. This essay on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability was written and submitted by user Jaydan T. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Essay on Nationalism Essay Example

Essay on Nationalism Essay Example Essay on Nationalism Essay Essay on Nationalism Essay Nationalism is a popular sentiment that places the existence and well-being of the nation highest in the scale of political loyalties. In political terms, it signifies a persons willingness to work for the nation against foreign domination, whether political, economic, or cultural. Nationalism also implies a groups consciousness of shared history, language, race, and values. Its significance lies in its role in supplying the ties that make the nation-state a cohesive viable entity. Nationalism belongs to the modern world. Before the 18th century, people gave their loyalty to their communities, tribes, feudal lords, princes, religious groups, or other universal principles. Borders could thus be changed without popular outcry against the violation of national integrity. For example, when Louis XIV of France seized the free imperial city of Strasbourg on the Rhine in 1681, the people of the city accepted him as their king. By the 19th century, however, nationalist sentiments were stron g. When Germany annexed Strasbourg (and the rest of Alsace-Lorraine) in 1871, its citizens felt bitter resentment at the dismemberment of the French nation. Among thefirst modern manifestations of nationalism was the French Revolution (1789). Starting as a crusade for liberty, equality, and fraternity, the French Revolution turned into a war of the French people against foreign aggressors. When Napoleon took power and began to create a French empire, other nations fought back. From Spain to Russia, peoples rose in defense of their nations against French imperialism. The German philosopher Johann Gottlieb FICHTE delivered his Addresses to the German Nation (1807-08) specifically against Napoleon. After Napoleons fall, nationalism continued to develop. At the Congress of Vienna (1814-15), Belgium was given to the Netherlands, but 15 years later the Belgians revolted and gained their national independence. There were several different forms of nationalism that existed in Europe at the turn of the 20th century. The most obvious of these being to have extreme pride in ones country, another being to oppress others considered inferior. Pride in ones country was a major form of nationalism throughout Europe. The desire to have an independent government was characteristic in places such as the Balkans. Groups such as the Black Hand, who wanted Serbia to be independent and then united all Balkan Slavs, forced these beliefs about nationalism. The superiority of the group culture over other groups is one of the properties of oppression of other countries. This has been displayed in the arms race between Germany and Britain, whom were fighting for military and naval superiority in the early 1900s. Increased nationalism in Europe was a major cause of the First World War. Yet other factors contributed such as colonial and trade rivalry, militarism and the system of alliances. Colonial and trade rivalry played a considerable part in the buildup to World War One. Yet without the aid of nationalism, this rivalry would not have been such a major factor. Towards the turn of the 1900s all of the European Powers were determined to gain colonies to build their empires. Disputes between several Powers over various colonies created visible tension within Europe. As a result of this rivalry, many colonies soon adopted nationalistic, almost imperialistic beliefs, wishing to have self-domination. An example of this was the way Serbia rose against Austria-Hungary towards the end of the 1800s, fighting for independence. Militarism was another prominent factor that led to World War One, yet cannot be solely responsible. In the early 1900s major countries, including all Powers, in Europe began spending increasing amounts of money on the expansion of military and naval forces.

8 Suffixes for Collateral Adjectives

8 Suffixes for Collateral Adjectives 8 Suffixes for Collateral Adjectives 8 Suffixes for Collateral Adjectives By Mark Nichol The English language is remarkably adaptable, but one idiosyncrasy of this flexibility in particular creates complications for writers and speakers: collateral adjectives, those not based on and therefore not resembling their associated nouns. English has several forms, including the related suffixes -like and -ly, to signal an adjective’s relationship to a noun, but more elegant solutions often exist. Unfortunately, it’s not easy to conjure these adjectives, because they’re often borrowed from different languages than those from which their equivalent nouns were taken. If you want to explain that someone or something resembles an animal, or you want to describe behavior reminiscent of a certain animal’s, you can say or write, â€Å"He had a foxlike expression† or â€Å"It’s usually considered a womanly quality.† But for just about any animal, if you want to refer to its qualities in comparison or metaphorically, there’s a Latin root and the suffix -ine (more on this post), and the same or similar appendages serve to help you refer to other aspects: â€Å"He had a vulpine expression† or â€Å"It’s usually considered a feminine quality.† Meanwhile, fatherly, motherly, brotherly, and sisterly are all well and good, but paternal, maternal, fraternal, and sororal are all available alternatives. Here are seven suffixes commonly appended to foreign roots to form collateral adjectives, with sample adjectives and their associated nouns: -al Cerebral: brain Corporal (or carnal or physical): body Diurnal: day Dorsal (or lumbar): back Natal: birth -ar Insular: island Lunar: moon Ocular (or optic): eye Specular: mirror Vascular: blood -ary Culinary: cooking Epistolary: letter (correspondence) Maxillary: jaw Tintinnabulary: bell Tutelary: guardian -ial Aerial (or aeronautic): air Commercial: business Filial: child Initial: beginning Tonsorial: hair, barber -ic Acoustic (or sonic): sound Bucolic (or rural or rustic): countryside Civic (or metropolitan or urban): city Forensic: court Numismatic: coin -ile Infantile: baby, immaturity Juvenile (or puerile): child, youth Mobile: movement Tactile (or haptic): touch Virile: man -ine Divine: god, deity Lacustrine: lake Marine (or maritime or pelagic): ocean (or, pertaining only to marine, ship) Masculine: man Vespertine: evening -ous Amorous: love Aqueous: water Ferrous: iron Fulmineous: thunder Vitreous: glass Collateral adjectives are often the preferred choice over adjectives directly derived from a noun (for example, daily from day) only in formal, ironic, or humorously pedantic usage, but they are helpful because superficially synonymic adjectives may have different senses (for example, daily and diurnal have different meanings). Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:20 Words with More Than One Spelling15 Great Word GamesCapitalizing Titles of People and Groups

An analysis of the culture of an organization Essay

An analysis of the culture of an organization - Essay Example It also has an influence on group’s interactions. Ben and Jerry’s is an organization that has been in operation for over 30 years since its inception. It is an organization whose culture has been integral for its survival in a market where it faces so much competition from other heavy weight organizations such as McDonalds. It has innovative management strategies and they have brought much success for the organization. Its ice cream is said to be the richest in terms of flavors and calories (Andy, 2003; Liddle, 2011). In addition, the company sells its products at a price that is favorable to many customers (Heidrick & Struggles, 2000). A brief background to the organization and its environment Ben and Jerry’s is a company in the United States that manufactures and sells ice cream. The company also manufactures sorbet as well as frozen yogurt (Datamonitor, 2010). The company, founded in the year 1978 by two men, Ben Cohen and Jerry Greenfield has its headquarters at Burlington, Vermont in the U. S. Its factory is in Waterbury, Vermont. The two guys had met in a gym class in the year 1966. Jerry wanted to be a medical doctor but after failing to succeed joining a medical school after a number of trials, he decided to take a course in ice cream making. They pursued the course with Ben who had lost several McJobs. This was in the year 1978. After the course they opened an ice cream shop in a gas station in Burlington, Vermont. They produced the finest ice cream and this made helped them become finest (Heidrick & Struggles, 2000). Ben did not have a sense of taste. As a result, he was relying on mouth feel. This resulted to the trademark they use to date which is big chunks of chocolate, nut and fruits. At times, they could disagree on the size of chunks. However, they both wanted to enjoy themselves and this kept them moving. The two were poor book keepers and therefore they were not able to account properly for their sales. As a result, they closed for some time claiming that they wanted to figure out if they were making money in their business. It was a period of learning and when they reopened in the year 1979, they started wholesaling ice cream. Since then, the company has grown to become one of the best ice cream selling companies in the United States of America. Ben and Jerry’s is part of the Unilever Group (Hays, 2000). It was acquired by Unilever in the year 2000 for a reported $326 (Glass, 2009). Introduction to the focus of the report Culture of an organization is an important issue in the business world since it has an influence on the organizational performance. Culture can be studied using a number of approaches. In the wake of globalization, it is important for business people as well as academicians to understand the culture of different countries. This is especially important for multinationals since they operate in different countries which have varying cultures. All the concerned parties have to see business as well as personal issues from a perspective other than one’s own cultural perspective. It is therefore imperative that studying culture from various frameworks will be highly helpful. This report focuses on the culture of analysis of an organization in the United States of America known as Ben and Jerry’s. The report will apply a theoretical framework to try and understand the cu

Psychosocial Risks at Work Essay Example | Topics and Well Written Essays - 250 words

Psychosocial Risks at Work - Essay Example Whereas one's interpersonal relations influence the success of the strategies to minimize stress in the workplace, these strategies have a significant impact on approaches to reduce depression and related health-issues of the employees. In their study on psychosocial risks at work, Michael Ertel, et al. maintains that "psychosocial risks such as work-related stress, violence, bullying and harassment have become major concerns for occupational safety and health." (Ertel, et.al., 169) Therefore, it is essential to comprehend that there is a close cause-and-effect relation between occupational health and psychosocial factors. "Psychosocial factors refer to all organizational factors and interpersonal relationships in the workplace that may affect the health of the workers." (Vzina, et.al) As a result of the emerging need for reducing psychosocial risks, modern companies adopt several psychosocial risk intervention strategies to deal with psychosocial factors. It is indubitable that the stressful nature of a work situation, workload, interpersonal relationships, career prospects, and organizational climate highly affect an employee's health-related issues, including depression.

Vegetarianism :: Healthy Lifestyle Essay

by Jello Biafra From I Blow Minds for a Living, recorded at Slim's, San Francisco, Nov 21, 1990 Does anybody out there know that for the first time in American history the U.S. Army was used in a war operation against the American people? Right near here, up in Humboldt County about 200 miles north of San Francisco right near a town called Shelter Cove, get this: three- to four-hundred American G.I.s dressed with automatic rifles and fully armed for battle, fanned out on maneuvers through the woods, backed up by a dozen Blackhawk attack helicopters. The mountain people up there were frightened out of their wits! They thought there was a war going on, especially the ones that had soldiers kicking in the doors to their cabins and putting guns to their heads in front of their children. Why!? Who was the enemy in this war? Not the communists! Not Saddam Hussein! Not Earth First! or even the spotted owl. No! The enemy they called out the army to put down, secretly, so few people outside of Humboldt would get alarmed as possible, it wasn't even a person or an army or a terrorist group! It was a plant, the marijuana plant. And they actually did manage to find a few for the G.I.s to pull up, and then they had to fly in more from the government stash so the pile would look big enough when they lit the bonfire for the network TV news cameras, so that they could say "Yes! Another triumph in the Drug War!" Drug War. War. The American army sent to war against the American people. And we're supposed to feel relieved and secure and protected. Protected from what?! A lot of people with more guts than I'll ever have risked their life and limb all last summer at the Earth First! Redwood Summer Action up in Humboldt County. They were chaining themselves to redwoods that were three times wider than they were, 800 years old, they were spread-eagled, as the saws buzzed right over their heads. They stood in the dirt as the bulldozers charged them and stopped right at their toes. Or people waved clubs at them, charged them with logging trucks, shotguns, you name it. All to try to save some of the last unspoiled virgin forest we have left anywhere in this country from being chopped down and turned into toilet paper, TV Guides and the Weekly World News. Vegetarianism :: Healthy Lifestyle Essay by Jello Biafra From I Blow Minds for a Living, recorded at Slim's, San Francisco, Nov 21, 1990 Does anybody out there know that for the first time in American history the U.S. Army was used in a war operation against the American people? Right near here, up in Humboldt County about 200 miles north of San Francisco right near a town called Shelter Cove, get this: three- to four-hundred American G.I.s dressed with automatic rifles and fully armed for battle, fanned out on maneuvers through the woods, backed up by a dozen Blackhawk attack helicopters. The mountain people up there were frightened out of their wits! They thought there was a war going on, especially the ones that had soldiers kicking in the doors to their cabins and putting guns to their heads in front of their children. Why!? Who was the enemy in this war? Not the communists! Not Saddam Hussein! Not Earth First! or even the spotted owl. No! The enemy they called out the army to put down, secretly, so few people outside of Humboldt would get alarmed as possible, it wasn't even a person or an army or a terrorist group! It was a plant, the marijuana plant. And they actually did manage to find a few for the G.I.s to pull up, and then they had to fly in more from the government stash so the pile would look big enough when they lit the bonfire for the network TV news cameras, so that they could say "Yes! Another triumph in the Drug War!" Drug War. War. The American army sent to war against the American people. And we're supposed to feel relieved and secure and protected. Protected from what?! A lot of people with more guts than I'll ever have risked their life and limb all last summer at the Earth First! Redwood Summer Action up in Humboldt County. They were chaining themselves to redwoods that were three times wider than they were, 800 years old, they were spread-eagled, as the saws buzzed right over their heads. They stood in the dirt as the bulldozers charged them and stopped right at their toes. Or people waved clubs at them, charged them with logging trucks, shotguns, you name it. All to try to save some of the last unspoiled virgin forest we have left anywhere in this country from being chopped down and turned into toilet paper, TV Guides and the Weekly World News.

Fighting Bacterial Growth

Fighting Bacterial Growth The purpose of this lab was to determine the effectiveness of antiseptics, disinfectants, and antibiotics on bacteria. The hypothesis was that if bleach was used, it would be the most effective because bleach is commonly used to clean and disinfect various things. The variables that were tested were antibacterial soap and Scope mouthwash for the antiseptics; bleach and ammonia for the disinfectant; and Cipro, erythromycin, and tetracycline for the antibiotics.All of these chemicals were used on the bacteria M. luteus. Two Petri dishes were covered in the bacteria and split into four quadrants, in which each had a disc containing one of the chemicals stated above. One quadrant was left alone with no chemicals for the control group. The dishes were then left for the bacteria to grow, and once obtained again it was obvious that some of the bacteria was killed by the chemicals.In individual data, there was a zone of inhibition of 3mm in the antibacterial soap; 1 0mm in the Scope mouthwash; 2mm in the bleach; no zone of inhibition around the ammonia; 10mm in both the erythromycin and the tetracycline, and 15mm for the Cipro. The average length of the halo of inhibition in antiseptics was 8 mm in the E. coli, and 6 mm in the M. luteus. The average length of the halo of inhibition in the disinfectants was 12mm and 11mm respectively. For the antibiotics, it was 7mm and 9mm respectively.The data represented the hypothesis because for both the E. coli and the M. luteus, the largest zone of inhibition was in the disinfectant; and more specifically, the averages were 28mm in the E. coli and 18mm in the M. luteus in the bleach. In some Petri dishes, the bleach also killed bacteria in the other quadrants, indicating that it killed a lot of bacteria. This also affected some measurements for the other chemicals, because the zone of inhibition for the other chemicals around the bleach could have been caused by the bleach instead of the other chemical.An other error was that since these Petri dishes were left out for 2 days, there was re-growth in the bacteria in and around the zones of inhibition, like the ammonia in the individual data. In the lab, the chemicals were tested on bacteria to see how much of the bacteria will get killed. What kind of items then would create the most bacterial growth? If bleach was used on different kinds of bacteria, which kinds of bacteria would be most affected by the bleach, and which bacteria will be the least affected by the bleach?

I Want to Be a Early Childhood Teacher - 2050 Words

Most of my life I have been surrounded by children especially my cousins, nieces and nephews. I have chosen to go into this field because I want to be one of those early childhood teacher that get children ready for important part of life. Having little cousins to watch growing up as well my own children and see them grow in their early education has shown me that I want to be part of that. I love the thought of being the first person to get the children started with their education by helping them along the way with fun filled classroom activities and games. The early childhood are the most vital time for learning, therefore observations, assessments, planning and evaluation are an important part of the curriculum for children’s†¦show more content†¦In the planning cycle, the planning characteristic can be reflected into the ‘respond’ section of it. There are two different planning styles that can be use, the DOPS planning cycle (MoE, 1998) or the progressive filters which is notice, recognise, respond and possibilities (MoE, 2004a). In the planning the environment is viewed as the foundation of the child’s learning. Te WhÄ riki defines planning as â€Å"helping adults who work in early childhood education to understand what young children are learning, how the learning happens, and the role that both adults and other children play in such learning† (MoE, 1996, p.28). Observations have a very important role in planning for the child, as the observation shows a lot about a child and what their interests are, which can help to determine the ‘what next’ characteristic to extend children interests. Observations help teachers to plan in regards to what they have seen (MoE, 1996). It helps to create an environment that facilitates the children’s learning, so that they can get the optimal benefits in regards to what they are interested in. It also indicate what may not be working in the centre therefore the teachers can plan to improve, or take it out or do something else. Planning is important because this reflects on the children’s learning and should be a continuous process (MoE,Show MoreRelatedAmerica s Best And Brightest : New Market Research On Attracting And Retaining Early Childhood Professionals1413 Words   |  6 Pages When I went to NAEYC conference, Nov 18-Nov 21, Orlando, Florida, I attended 4 session. One of them was â€Å"America’s Best and Brightest: New Market Research on Attracting and Retaining Early Childhood Professional s.† Because I lack English listening skills, I couldn’t understand whole contents. 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